5 Best Mobile Wallet Apps You Must Use

After demonetization the Indian government has been aggressively promoting a digital economy. Thus, after a digital revolution people are showing interest towards digital transfers through Mobile Wallets.

The best part about these wallets is that individual can transfer money not only faster but also 24 hours a day. It also saves lot of time as people do not need to visit a bank just a smart phone and an internet connection is needed.

First you need to load money into the mobile wallets and then you can use it for transferring to friends or family, for recharges, for electricity bill payments also few wallets allows you to send money to bank too with small transactions charges.

best mobile wallet app in india



PayTM is one of the best mobile wallet used by users to do transfers, payments, as well as recharges. You can also use QR code to send and receive payments. PayTM mobile wallet also allows you to buys movie tickets, bus and flight tickets, that includes online shopping.


PhonePe app is from flipkart that works on Unified Payment Interface. Since it is an UPI app you don’t even need to add beneficiary here, just check the UPI address of the beneficiary and transfer it. The payment reaches the beneficiary instantly.


Mobikwik has gained a lot of recognition after they introduced super cash programme. You can use this app to recharge, bill payment, bus and hotel booking, using this wallet you can pay on many online and offline store with huge cash backs.

HDFC PayZapp

This app if from HDFC bank and can be used by any customer, You can load cash and also use it for shopping online as well as recharges. You can also transfer money to other wallets and banks upto 15k per month.

State Bank Buddy

State Bank Buddy app the only app available in 13 Indian languages. So apart from English you can use the app in other languages too. After loading money in this wallet through Debit card or Credit card you can set up reminders to clear your dues, payments of bills, transfer money etc. For transferring money you can directly send money to the contacts through your phone book.

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